Are dental and vision governed by PPACA?

Q: Do you know if dental and vision and our STD/life policies are governed by PPACA? I’m trying to figure out if I need to change our eligibility on those to become 60 days, like our health. Do we need to make those changes with our plans or will they be an automatic change?

A: These stand-alone programs are excepted benefits under HIPAA so you shouldn’t have to revise the waiting period. Here is a reference source: www.hortongroupblog.com/ proposed-guidance-issued-on-90-day-waitingperiod- limit/.

Source hiu-digital.com; http://d27vj430nutdmd.cloudfront.net/23967/197281/98f13de6b67298a5688b7f8a5185a00aded4be02.5.pdf