November 15, 2014 thru February 15, 2015 is the Individual Annual Open Enrollment for 2015

The annual open enrollment period for individuals is coming soon. If you are looking for new coverage, to review your options, or make a plan change the window for this is November 15, 2014 thru December 15, 2014 for an effective date of January 1, 2015. The open enrollment period to make any changes ends February 15, 2015. If you do not make changes during this time you will need to wait until the next open enrollment period unless you have a qualifying event during the year. A qualifying event includes different life changes which allow one to make a change outside of open enrollment. Here are a couple of the most common qualifying events: marriage, divorce, birth/moving of a child, moving inside/outside of a service area or loss of coverage.
You have a couple of options to obtain coverage which Probity Insurance Services can assist you with. You may qualify for assistance in paying your monthly premiums thru the Federal Healthcare Exchange Covered CA, if you meet the income guidelines. Or you may decide to go with a Carrier outside of Covered California. Covered California is a part of the state of California and was created to help you get health coverage to protect yourself and your loved ones. Having insurance can ensure your access to medical care if you get sick or are injured, so that you can keep your body healthy, but it also protects your peace of mind, because you can rest assured that you will have help when you need it most.
For more information contact probity insurance service at 408-293-9923 or