Open Enrollment for 2015 coverage

Open Enrollment for 2014 coverage is over. But you may still have options to get health coverage. You may qualify for a Special Enrollment Period:

A change in your life that can make you eligible for a Special Enrollment Period to enroll in health coverage. Examples of qualifying life events are moving to a new state, certain changes in your income, and changes in your family size (for example, if you marry, divorce, or have a baby). that allows you to buy a private health plan through the Marketplace.
You may qualify for Medicaid and the Children’s Health Insurance Program (CHIP):  You can do this any time, all year. If you qualify you can enroll immediately.

If none of the options for getting covered outside Open Enrollment works for you, your next chance to enroll in health coverage through the Marketplace is the next Open Enrollment period for 2015 coverage is November 15, 2014 to February 15, 2015.

Businesses can begin offering coverage to their employees any time. There’s no limited enrollment period for businesses to offer coverage to their employees.
• If your business has 50 or fewer full-time equivalent (FTE) employees, you can use the Small Business Health Options Program (SHOP) Marketplace to offer coverage to your workers.
• If you offer SHOP coverage and have fewer than 25 employees, you may be able to get a Small Business Health Care Tax Credit. Learn more about the SHOP Marketplace and other topics of interest to business owners.